Terms of Service
Effective date: January 25, 2026
Use of the Site
By accessing this site you agree to use it only for lawful purposes and in accordance with these terms.
Accuracy of Information
We work to keep data current but do not warrant completeness or accuracy. Verify critical details directly with institutions.
User Submissions
Messages or content you submit must not be unlawful, infringing, or abusive. We may remove content at our discretion.
Third-Party Links
Links to third-party sites are provided for convenience. We are not responsible for their content or practices.
Limitation of Liability
The site is provided “as is” without warranties. We are not liable for indirect or consequential damages arising from use of the service.
Changes
We may update these terms periodically. Continued use after changes constitutes acceptance of the updated terms.
Contact
Questions about these terms? Please reach out through our contact page.